WALLING ANIMATION
WALLING INSURANCE SERVICES, INC.
Individual & Group Dental Insurance
United Dental Care

With United Dental Care, you get great benefits and you save money.
It's the smart, low cost way to regular dental care.


Welcome to Our Managed Dental Health Plan

A managed dental plan is one that has contracted with established dental professionals to deliver dental services to its members. United Dental Care's plan is designed to provide you and your family comprehensive dental coverage, affordable to everyone. Each member receives care in a convenient dental office from a participating "Family Dentist."

Our Plan Offers:


What are the Benefits?

After a small Office Visit payment, each member receives a complete set of dental benefits which includes, at NO CHARGE:
X-Rays, as Needed
Diagnostic Examinations
Two Cleanings (Prophylaxes) Annually
Two Simple Extractions

We offer many additional Dental Services at fees from 20% to 50% less than the dentist's usual fees. (See our Schedule of Member Benefits & Charges.)

Members' Savings - Examples:

------ Usual Fee Member Charge
Cleanings$ 41.00No Charge
X-Rays   56.00No Charge
Examinations   30.00No Charge
Amalgam Fillings
(After 1st Year)
  44.00No Charge
Simple Extractions (2)   61.00No Charge
Single Root Canal 303.00$150.00
Crown
(Porcelain/Semi-precious Metal)
505.00   275.00
Denture 660.00   275.00



We also offer vision benefits for your whole family. We are sure you will like our plan!


Important Questions About Our Plan

1. How do I Choose a Dentist?
Each member must select a dental office from our list of participating dentists when they enroll. Once you choose, the dentist will be informed about your selection of that office.

2. Does my Whole Family Have to go to the Same Dentist?
No, each member of your family may choose a participating dentist that is convenient for them.

3. Can I Change my Dentist if I Move?
Yes, but please notify United Dental Care first so we can notify both offices of the change.

4. What if I must see a Specialist?
You must be referred to an United Dental Care specialist by your general dentist. In most cases, arrangements have been made for you to receive a 25% reduction from the participating specialist's usual and customary fees.

5. What if I am Away from Home and Require Emergency Dental Treatment?
If you are more than 50 miles away from your residence and a participating dental office is not available, you will be covered for emergency dental treatment up to $100.00 per year. Pay for your treatment, then send United Dental Care the bill. We will reimburse you.

6. Can I Cover my Dependents?
Yes, eligible dependents include your spouse, unmarried children under 19 years of age, and dependent children up to age 25 under certain conditions. Proof of such dependency must be submitted to United Dental Care within 31 days of the dependent's attainment of age 19.

7. When will Benefits Begin?
Your application, dental office selection and payment must be received by the 15th to be effective the first of the following month. You will then receive a personal membership card and Plan Booklet with your Agreement and full plan description.

8. How Do I Enroll?
Simply fill out Walling Insurance Services, Inc.'s Dental Form and a member of our staff will contact you with information about enrolling in United Dental Care' Individual Family Dental Plan!

9. What Does it Cost and How Do I Pay?

------ *Monthly Annually
Member$10.95   $119.40  
Member and 1 Dependent 16.75 189.00
Member and 2 Dependents 20.75 237.00
Member and 3 Dependents 23.50 270.00
Member and 4 Dependents 27.50 318.00
Member and 5 or More Dependents
(*Includes a Monthly Service Charge of $1.00)
32.00 372.00
One-time Only Enrollment Fee
(Non-refundable)
30.00   30.00

ANNUALLY: Check or Credit Card
MONTHLY:  You May Pay Your Annual Fee in 12 Monthly Payments via Check-A-Matic or Credit Card.

10. What are the Vision Plan Benefits?

11. What are the Plan Limitations and Exclusions?

The following items are excluded:

1. Services for injuries or conditions which are covered under Workman's Compensation or Employer's Liability Laws. Services which are provided without cost to the member by any municipality, county or other political subdivision.

2. Cost of dental care which is covered under automobile, medical and no-fault or similar type insurance.

3. Services which, in the opinion of the attending dentist, are not necessary for the patient's dental health.

4. Cosmetic, elective or aesthetic dentistry.

5. Oral surgery requiring the setting of fractures or dislocations.

6. Treatment of malignancies, cysts or neoplasms, or congenital malformities.

7. Dental procedures performed in a hospital.

8. Any dental implants or experimental procedures, and/or procedures not generally performed in general dental offices.

9. General anesthesia.

10. Services that cannot be performed because of the general health of the patient.

11. Services performed by a non-participating dentist except in the case of emergency within 50 miles of patient's home.


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